Unlock Hidden Savings

with the FICA Tip Tax Credit

An IRS-backed tax credit that saves restaurants and hospitality businesses up to $100,000+ annually. Most employers miss this opportunity – don't be one of them.

$100K+
Typical Annual Savings
3 Years
Retroactive Claims
100%
IRS Compliant
Professional Female Bartender
IRS APPROVED

What Is The FICA Tip Tax Credit?

IRS Section 45B Credit

The FICA Tip Tax Credit (IRC Section 45B) is a federal tax credit that reimburses employers for the Social Security and Medicare taxes paid on employee tips in excess of the federal minimum wage.

Direct Tax Credit

Dollar-for-dollar reduction in federal tax liability

Retroactive Claims

File for up to 3 previous tax years

No Business Changes

Keep operating exactly as you do now

Restaurant Tip Tax Credit

Who Qualifies?

Restaurants

Full-service restaurants, cafes, diners, and any establishment where customers regularly tip servers.

Bars & Nightlife

Sports bars, nightclubs, breweries, and establishments where bartenders receive tips.

Hotels

Hotels with room service, concierge services, and other tipped hospitality positions.

Service Businesses

Salons, spas, delivery services, and other businesses with regularly tipped employees.

Key Requirements

Tipped Employees

Staff who regularly receive tips as part of their compensation

Tips Over Minimum

Employee tips exceed federal minimum wage requirements

Proper Records

Maintain accurate tip reporting and payroll records

Simple 3-Step Process

1

Qualify

We analyze your business, employee structure, and tip reporting to determine eligibility and potential savings.

2

File

Our tax experts prepare and file Form 8846 for current and previous tax years, ensuring maximum credit capture.

3

Get Savings

Receive your tax credit as a direct reduction in federal tax liability or as a refund check from the IRS.

Real-World Savings Examples

Upscale Steakhouse

25 Tipped Employees

Upscale Restaurant
Annual Tip Income:$850,000
FICA Taxes Paid:$65,025
Annual Credit:$0
3-Year Total:$375,000

Sports Bar Chain

18 Tipped Employees

Sports Bar
Annual Tip Income:$625,000
FICA Taxes Paid:$47,813
Annual Credit:$0
3-Year Total:$262,500

Boutique Hotel

32 Tipped Employees

Boutique Hotel
Annual Tip Income:$1,125,000
FICA Taxes Paid:$86,063
Annual Credit:$0
3-Year Total:$468,000

Why Most Employers Miss Out

Lack of Awareness

Many businesses don't know this credit exists

Complex Calculations

Determining eligible tip amounts is complicated

Poor Record Keeping

Inadequate tip tracking prevents qualification

Filing Complexity

Form 8846 requires specialized tax expertise

How BottomLine Tactics Helps

Expert Analysis

We review your payroll records, tip reporting, and business structure to identify maximum credit opportunities.

Precise Calculations

Our specialized software accurately calculates eligible tip amounts and maximum credit potential for each tax year.

Professional Filing

We prepare and file Form 8846 and amended returns, handling all IRS correspondence and audit support.

Ongoing Compliance

We establish systems to ensure continued eligibility and maximize future credit claims year after year.

Business Partnership at Hotel

Frequently Asked Questions

Ready to Claim Your Hidden Tax Credits?

Book your free credit review call and discover how much your restaurant or hospitality business can save with the FICA Tip Tax Credit.

Book Your Free Credit Review Call